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Housing subsidies in Uzbekistan: how to get them and who is eligible

Government subsidies are one of the key tools for buying housing in Uzbekistan. We explain who can count on this support and how to apply for it.

Author: Lika Published: March 23, 2026 Views: 0
Housing subsidies in Uzbekistan: how to get them and who is eligible

In Uzbekistan, the housing subsidy program is aimed at supporting citizens when purchasing real estate, especially in new developments.

A subsidy is financial assistance from the state that can cover: the down payment part of the mortgage interest rate Who can receive a subsidy

Main categories: young families citizens with official income but without their own housing people who need improved housing conditions How it works

The process looks like this: Submitting an application through the public services portal Verification of income and living conditions Receiving a certificate Using the subsidy when purchasing an apartment Important point Subsidies are most often applied to new developments and work in conjunction with mortgages and banks. With the introduction of escrow accounts, the system becomes even more transparent: the funds are controlled by the bank, which means the risks are reduced. Conclusion Subsidies are a real tool for buying an apartment faster and at a lower cost, especially in the context of rising prices.

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